- Online Course: A digital training program covering various business strategies.  

- Account Management Assistance: Support services designed to guide clients in managing their business operations. Clients remain responsible for their own business decisions and due diligence.  

- One-time payment is required for access to our services.  

- Installment plans are available on a case-by-case basis.  

- Chargebacks: If a chargeback is filed, all access to our services will be revoked immediately. Clients must contact us first at support@1percentacademy.com to resolve any disputes. Filing a chargeback without prior discussion is a violation of these terms.  

- No Retroactive Discounts: Any promotions or discounts cannot be applied retroactively to past purchases.  

- Refund requests must be made within 14 days via email at support@1percentacademy.com.  

- Refunds are conditional and will only be granted if it is determined that services were not delivered as described. If services have been rendered, refunds may be denied.  

- Administrative Fees: Approved refunds will be subject to an administrative fee to cover processing costs.  

- No Refunds for Digital Products: Due to the nature of online courses, all sales are final.  

- Your results depend on your own efforts, business acumen, and external factors beyond our control. We do not guarantee earnings, results, or business success.

- You acknowledge that any testimonials, case studies, or success stories do not guarantee similar results for you.  

- We are not liable for any losses or damages incurred from implementing strategies learned in our program.  

- All content within One Percent Academy, including course materials, templates, and strategies, is our intellectual property and may not be copied, distributed, resold, or shared without explicit permission.  

- Unauthorized Distribution: Any attempt to share, distribute, or repurpose our content without authorization will result in immediate termination of access and possible legal action.  

- Any disputes arising from these Terms shall be resolved through binding arbitration in the state of Wyoming, rather than through courts.  

- This Agreement is governed by the laws of the United States and the State of Wyoming, without regard to conflict of law principles.  

- No Liability for Business Losses: We are not responsible for any business losses, including but not limited to financial loss, policy violations, or account suspensions resulting from implementing our strategies.  

- No Warranties: Services are provided "as is" without any warranties of any kind, express or implied.  

- Maximum Liability Cap: Our maximum liability shall not exceed the total amount paid by you for the services.